nrma ctp green slip. More information on At-Fault Driver Cover is available. nrma ctp green slip

 
 More information on At-Fault Driver Cover is availablenrma ctp green slip  Policies for insured property in SA, WA or the NT aren’t eligible for the Loyalty Discount, and they don’t count towards your Loyalty Discount

Once you have the documents from Service NSW, you can cancel your Green Slip. Policy booklets. For example, 11% of $100. You can also cancel over the phone on 1800 882 364, or at your nearest branch. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. You will also need to provide some documents from Service NSW to confirm your cancellation. Complete our CTP cancellation form and email it to us at [email protected] an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Quote / purchase online: Yes: At-Fault Driver Cover: Driver Protection Cover available with NRMA Insurance green slip – Number of benefits 16 – Maximum benefit. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. When you buy CTP insurance, most insurers send us confirmation electronically so you don't need to provide any paperwork when you register your vehicle. 1. NRMA Insurance is part of the Insurance Australia Group. Policies eligible for the NRMA Insurance Loyalty Discount include. You Can Speak To Us Online Or Over The Phone. New express paymentsnrma green slip NSW CTP Notice of Policy Cancellation Client details Full Refund Name If applying for full refund you will need to supply the following: original CTP Green nrma ctp cancellation form Policy. Cancelling your CTP Green Slip. The Green Slip predominantly protects the driver of the motor vehicle from liability if they were to injure or cause the death of a person or people in a motor accident. Once you have the documents from Service NSW, you can cancel your Green Slip. NRMA Insurance is part of the Insurance Australia Group. 12 January 2022. Policies eligible for the NRMA Insurance Loyalty Discount. Driver Protection Cover. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. You may be eligible to claim. When making a BPAY payment you'll need the reference number, biller code and the amount due. Once you have the documents from Service NSW, you can cancel your Green Slip. Driver Protection Cover. Just answer some basic questions and we'll do the rest. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Final draw closes 8 January. You can also cancel over the phone on 1800 882 364, or at your nearest branch. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. For full details including limits, conditions and exclusions, read these policy documents. For full details including limits, conditions and exclusions, read the policy document. Once you’ve paid, we’ll send a Green Slip to the TfNSW. Step 4: Scroll to the bottom of the page and tap ‘Email subscriptions’. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. 1800 634 686. When you buy your insurance, we'll email or post you a Certificate of Insurance. NRMA Insurance is part of the Insurance Australia Group. Search. For full details including limits, conditions and exclusions, read the policy document. Call 1800 633 176 for claims inquiries in SA. For full details including limits, conditions and exclusions, read the policy document. Of course, driving an. Edit your nrma ctp cancellation form online. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Policy booklets. Policy booklets. For full details including limits, conditions and exclusions, read the policy document. CTP is regulated because it is a compulsory public requirement provided by private companies. Policy booklets. Running costs for your hire car like petrol, tolls or a GPS aren’t covered. CTP Driver Protection Cover is provided for as long as the NRMA . With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Winner of Canstar's 2022-2023 Most Satisfied Customers - Roadside Assistance NSW Award. Six insurers underwrite the third party scheme: AAMI, Allianz, GIO, NRMA Insurance, QBE and Youi. Injuries to you or others. For full details including limits, conditions and exclusions, read the policy document. For full details including limits, conditions and exclusions, read the policy document. Cancelling your CTP Green Slip. 5 tonnes, or. Your NSW CTP Green Slip premium is calculated based on a number of factors about you and your vehicle, some of which are set by The NSW State Insurance Regulatory Authority (SIRA) including:. Check a vehicle registration. Use the green slip calculator to compare CTP insurance quotes. For full details including limits, conditions and exclusions, read the policy document. However, under the 2017 green slip scheme and since 1 April 2023, drivers at fault can claim statutory benefits for up to 12 months. CTP. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can also post it to us at the address shown on the form. See more. au. Policy booklets. Read on to understand how we reward loyal members of 25 years or more. Take the hassle out of replacing your car battery. Enjoy the ultimate family holiday on Queensland’s fabulous Gold Coast with a stay at NRMA Treasure Island Holiday Resort. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. 5 tonnes GVM, but not for trucks over 4. List of CTP insurers. To pay for your Green Slip more than 42 days before your registration's due, call us on 132 132 (7am–8pm) or visit your nearest branch. Online quoting and claiming facilities are also available. Once you have the documents from Service NSW, you can cancel your Green Slip. 02. Policy booklets. Policy booklets. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. You can also cancel over the phone on 1800 882 364, or at your nearest branch. A green slip is compulsory third-party (CTP) insurance, which covers you for any compensation claims made against you for injuries to other people arising from a motor vehicle accident. Sign it in a few clicks. Policy booklets. Fill out the necessary boxes which are colored in yellow. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. We no longer support Internet Explorer. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Draw your signature, type it, upload its image, or use your mobile device as a. Sign it in a few clicks. au. PayPal payments take a few days to process. You need one before you can register your vehicle. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Consider this feature when you buy your greenslip. renewal notice from Transport for NSW (TfNSW) your Payment Reference Number (PRN), and. The NRMA provides Roadside Assistance as well as Car Batteries, Car Loans and member discounts on Car Insurance, Fuel, Accommodation. Find out more about how to cancel your CTP Green Slip and get a refund here. * National Roads and Motorists. When the claim is submitted, we'll need to speak to the injured person directly. com. Call us so we can talk about your car and give you a quote. My NSW CTP Green Slip renewal isn't due for several weeks, can I pay now?. To pay for your Green Slip more than 3 months after your registration's due, first you need to get an 'original registration' from your nearest branch. The average premium for. au. Policy booklets. Pay online in less than 2 minutes. You can also save at thousands of cafes, restaurants and takeaways, spend less on everyday essentials and services as well as save on car servicing and more. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. NRMA Insurance provides a policy document for Driver Protection Cover. Choose from attractions, travel, shopping and lifestyle, automotive, food and dining, services, and much more. Handy tips for filling out Green slip refund nrma renewal online. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. A Green Slip covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident. Products displayed above that are not “Sponsored or. com. Order a vehicle history report. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). NRMA Insurance web chat Click here. Complete our CTP cancellation form and email it to us at [email protected] an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. 02. Gordian RunOff Limited has appointed Enstar Australia Limited to be their claims manager. We look forward to keeping you moving. CTP Green Slip exists to protect drivers from the financial burden of providing compensation to individuals and their families who may have been in an accident. com. Motorists driving a vehicle with a valid UVP are eligible for NRMA roadside assistance. Consultations. The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers for the most common vehicle types and circumstances. Members can save on a range of categories from discounts on holidays, fuel and so much more. Pay by credit card by calling 133 723, 7 days a week. Type text, add images, blackout confidential details, add comments, highlights and more. For general information about the NSW CTP. Policy booklets. Vehicle or goods Vehicle of a type that is found in column A. This is because the driver at fault in an accident was not covered to the same extent as other people, unless catastrophically injured. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. For full details including limits, conditions and exclusions, read the policy document. We don't accept cash payments at QBE offices in. Policy booklets. Free to download, the My NRMA app provides the latest member benefits, and the best parking and fuel deals in real time, wherever you are. To compare green slip prices for those vehicle. Use the greenslips. com. When making decisions about our insurance,. Business address is Darling Park Tower 2, 201 Sussex St,. NRMA Car Insurance - CTP Green Slip (NSW) 2. 226cc to 725cc. Driver Protection Cover. Service NSW on 13 77 88. au. Once you have the documents from Service NSW, you can cancel your Green Slip. GIO offers a discount of $50 off your Comprehensive Insurance if you have a No Claim Discount of at least 60% on your Comprehensive Insurance. We're available 24 hours a day, 7 days a week. It can also help you cover medical expenses, and offers up to. Pay for your policy. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. Counts towards a discount only. Policy booklets. CTP Green Slip. com. NRMA paid her $10,000 for a broken pelvis, not up tp $300,000 as advertised for serious injury, with the NRMA CTP Green slip, "compulsory choice". Keys Plus: $2. * National Roads and Motorists. NRMA Insurance is part of the Insurance Australia Group. You can also cancel over the phone on 1800 882 364, or at your nearest branch. For full details including limits, conditions and exclusions, read the policy document. Cancelling your CTP Green Slip. NRMA Insurance Complaints Click here. If you have an online account with Service NSW you will receive an email or text message to confirm renewal. 227681 You. You can also post it to us at the address shown on the form. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Safety checks, inspections and vehicle changes. 43 $519. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Gordian RunOff Limited has appointed Enstar Australia Limited to be their claims manager. Please note that we don’t accept BPAY for your CTP Green Slip. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. And don’t forget, your Membership is much more than just great roadside. At-Fault Driver Cover was first offered under the old greenslip scheme. Step 2: Tap the round profile button on the top right corner of the screen. au. Once you have the documents from Service NSW, you can cancel your Green Slip. Sign it in a few clicks. Business address is Darling Park. Broken down and need help now? Request Roadside Assistance from NRMA. In the ACT, you can pick between four licensed insurers for a CTP green slip. Please refer to our website. support@enstargroup. com. Policy booklets. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Membership with NRMA* 5. Driver Protection Cover. Driver Protection Cover. Business address. com. Cancelling your CTP Green Slip. For full details including limits, conditions and exclusions, read the policy document. Edit your nrma ctp cancellation form online. Once you have the documents from Service NSW, you can cancel your Green Slip. 67 per month. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Policyholders receive loyalty discounts for purchasing other NRMA products as well as receive the standard CTP benefits. NRMA Insurance has been helping drivers for over 95 years. For full details including limits, conditions and exclusions, read the policy document. CTP Green Slip. When you buy your greenslip, you must usually advise the age of the youngest driver of your vehicle. New South Wales Department of Finance, Services, and Innovation - Green Slips. Cancelling your CTP Green Slip. Driver Protection Cover. Classifications do not include other factors, such as style or use of a motorbike or Learner Approved Motorcycle (LAM) status. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can also cancel over the phone on 1800 882 364, or at your nearest branch. Pet accommodation up to $160 per night, $500 per incident. The price of a CTP Green Slip in NSW isn’t affected by a driver’s pension eligibility. Payments made via Post BillPay at Australia Post may take up to 5 business days. NRMA Insurance: Phone: 132 132: Site: NRMA Insurance: Phone hours: 7am to 10pm, 7 days: In person: 220 branches – not all accept cash. Business. Business address is Darling. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. To find out how much it costs to get covered with a CTP Green Slip, you’ll need to provide some information about your vehicle and how it’ll be used. You need one before you can register your vehicle. Discounts on other products with insurer CTP green slip: AAMI: If you already have an AAMI greenslip, you can save 20% when. You can also post it to us at the address shown on the form. au. When you buy your insurance, we'll email or post you a Certificate of Insurance. Of course, driving an. When making decisions about our insurance, consider the. For instance, choosing an inexpensive car, installing a car alarm, immobiliser or tracking device, avoiding performance enhancing modifications, or taking a safer driver course. An insurer may apply a variety of risk rating factors that will either increase or reduce the cost of your premium. To pay for your Green Slip more than 42 days before your registration's due, call us on 132 132 (7am–8pm) or visit your nearest branch. Start and track your claims, get a new quote or retrieve saved quotes, update your details and make payments on the go. You can search for volunteer opportunities on the My NRMA app. com. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can also post it to us at the address shown on the form. These are the insurers licensed to provide Green Slips in NSW. NRMA Insurance is part of the Insurance. Call us on 131 123 to start your car insurance claim. 4. Just answer some basic questions and we'll do the rest. Once you have the documents from Service NSW, you can cancel your Green Slip. NRMA Insurance is part of the Insurance Australia Group. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. NRMA Insurance is part of the Insurance Australia Group. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. Cancelling your CTP Green Slip. Cancelling your CTP Green Slip. Generally, vehicles more than five years old are required by the RMS to pass an eSafety check – also referred to as a pink slip, or rego check – before you can renew your registration. Driver Protection Cover. Over the past 20 years, we endeavoured to provide competitively priced CTP Greenslips which are easily accessible across NSW. International callers 61 2 9848 5201. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Once you have the documents from Service NSW, you can cancel your Green Slip. Cancelling your CTP Green Slip. au. Cancelling your CTP Green Slip. CTP and Green Slips explained. If your payment details haven't transferred successfully and you don't have a copy of your CTP Green Slip or a CTP policy receipt, Service NSW won't be able to process your registration. Step 4: Once downloaded, you'll find the Post Billpay. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. For country taxis, the average cost will decrease from $5203 to $2923. Policy booklets. You can also post it to us at the address shown on the form. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). CTP Green Slip Car Home Travel Business Motorcycle & Scooter Boat Caravan Life Income Protection Funeral Bicycle. The average premium for Sydney taxi owners will fall from $8836 to $5007. “NRMA” provides Membership, the “my nrma app” and other services. 5 tonnes GVM, buses or fleets. Business address is Darling Park Tower 2, 201. For full details including limits, conditions and exclusions, read the policy document. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. Driver Protection Cover. . When making decisions about our insurance, consider the. For full details including limits, conditions and exclusions, read the policy document. Competitive prices including delivery and installation*. We'll come to you, 24/7. These are the insurers licensed to provide Green Slips in NSW. Policy booklets. You can also cancel over the phone on 1800 882 364, or at your nearest branch. com. You can also post it to us at the address shown on the form. All this, along with improved and simpler navigation. Automated Insurance Payments (Visa and MasterCard) 13 11 44. Before you can register any vehicle in NSW, you must buy a compulsory third party (CTP) personal injury insurance policy – a Green Slip. Policy booklets. Here is where you’ll. Type text, add images, blackout confidential details, add comments, highlights and more. Policies for insured property in SA, WA or the NT aren’t eligible for the Loyalty Discount, and they don’t count towards your Loyalty Discount. Edit your nrma green slip renewal online. Driver Protection Cover. Policies eligible for the NRMA Insurance Loyalty Discount. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can also cancel over the phone on 1800 882 364, or at your nearest branch. Get a CTP Insurance quote online. You can also post it to us at the address shown on the form. Next,. 03. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Once you have the documents from Service NSW, you can cancel your Green Slip. Share your form with others. Policy booklets. Assistance for all trailers attached to your vehicle – from single to tri axle. 41 $531. Driver Protection Cover. Driver Protection Cover. Renewing your policy. A CTP Green Slip is a must-have for NSW drivers. au. NRMA Insurance is part of the Insurance Australia Group. To make sure we act promptly to address your concerns, we have customer complaint, dispute and review processes in place. Rapid patrol response. Injuries are covered by your mandatory CTP Green Slip. com. au. Driver Protection Cover. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. 5. Save 10%* on your stay at a wide range of Parks and Resorts in Queensland as an NRMA Member. This can be done online, over the phone or in person at any Australia Post outlet. Make, change or cancel an emissions testing booking. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Cancelling your CTP Green Slip. How's my NSW CTP Green Slip premium calculated? I'm an NRMA driver and I've caused an accident injuring someone else, what do I do?. NRMA Insurance is part of the Insurance Australia Group. . Driver Protection Cover. Car Insurance - CTP Green Slip (NSW) I always use a comparison tool for my CTP. NRMA Insurance is part of the Insurance Australia Group. Type text, add images, blackout confidential details, add comments, highlights and more. com. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer. Policy booklets. You can contact Gordian RunOff Limited on (02) 8062 4255 or via email ctp. Retail Business Insurance. Complete our CTP cancellation form and email it to us at [email protected] your Car Insurance Pay for a new policy Manage your monthly payments and more online. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Compare NRMA roadside assistance cover and join the best roadside network in Australia. We’re Australia’s most trusted brand in insurance (Roy Morgan Trusted Brand Awards, 2022). Driver Protection Cover. For full details including limits, conditions and exclusions, read these policy documents: Product Disclosure Statement (PDF 489KB), Premium, Excess & Discounts Guide. If you need to pay for your NSW CTP Green Slip renewal more than 42 days before it's due, please call us on 132 132 or visit us at your local branch How helpful was this answer? 5 stars 4 stars 3 stars 2 stars 1 star 01. Policy booklets. au. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Email. The Motor Accident Injuries Bill 2017 was passed by the NSW Parliament on 30 March 2017. ^ † On existing eligible policies, the discount will apply from the date of your next policy renewal. Compulsory Third Party (CTP) insurance (known as a Green Slip in New South Wales) is, as the name suggests, mandatory. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. A greenslip is a legal requirement for all motor vehicles registered in NSW, except trailers, which are covered by the towing vehicle. If your business has been affected by COVID-19 and you have business interruption cover, talk to us about making a claim on 132 818. You can also post it to us at the address shown on the form. To pay for your Green Slip more than 3 months after your registration's due, first you need to. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 03. Explore the great member discounts below. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. NRMA Insurance web chat Click here. . You can also cancel over the phone on 1800 882 364, or at your nearest branch. Am I eligible for a 3 month NSW CTP Green Slip? To be eligible for a 3 month policy, your vehicle must have: a gross vehicle mass (GVM) greater than 4. A greenslip is an insurance policy that covers the vehicle owner for people killed or injured in a road accident involving their vehicle. CTP Green Slip; Travel insurance;. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. You can also post it to us at the address shown on the form. Factors that may affect the price of your Green Slip include: driving record,. For full details including limits, conditions and exclusions, read the policy document. AU (excl. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. au Calculator to compare prices for each greenslip insurer, based on your vehicle and details. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Complete our CTP cancellation form and email it to us at [email protected] Green Slip** A Compulsory Third Party (CTP) Green Slip is a must-have for NSW drivers. Policy booklets. You can also cancel over the phone on 1800 882 364, or at your nearest branch. You can also cancel over the phone on 1800 882 364, or at your nearest branch. Which Vehicles are covered? CTP Driver Protection Cover applies to the Vehicle We insure . Step 3: In ‘Settings’, tap ‘My details’. Insurers may consider factors such as: where the vehicle is garaged. Accessibility modifications. Policy booklets.